Reducing debt can be hard work. Especially in today’s economy with job losses, gas prices all over the place, government actions that leave us guessing. It’s no wonder that many American’s are up to …
Should I rebalance my 401(k)?
If you're just starting out with your savings, then you should begin with setting up your retirement plan first. Rebalance is the next step after you set up your retirement plan. If you have a …
Are you getting smart investment advice?
Is smart investment advice priceless? How can you put a price on smart investment advice? How can you afford not to pay for smart investment advice? Isn’t attempting to make money the reason people …
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Per stirpes or per capita?
You want to keep things simple. You tried to keep things simple. Sorry, it's not going to be so simple. When you die, you just want your heirs to get what's left, right? But what happens if one of …
Are You Really Diversified?
How many different flavors of ice cream can you name? Now, how many different brands of ice cream can you name? What does ice cream have to do what investing? First a definition of diversification. …
Top Reasons People go Bankrupt and How to Avoid Them
Bankruptcy is a sunk ship. Avoid getting on the Titanic in the first place. Know what to look out for and plan accordingly. Medical Costs The number one reason people file for bankruptcy is medical …
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