Am I Taking Too Much Risk?

As a financial advisor, I am often asked the question, “am I taking on too much risk in my portfolio?” Clients often want to know if they should take the risk and if so how much risk is too much? A customer recently came into my office and ask me to cash out all the…

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Ideas for a Smart Retirement

Financial independence, financial freedom, or retirement, they’re all the same when it boils down to money.  It’s a smart retirement we’re after. With a little bit of planning, your retirement dreams may have the potential to become a reality.  Retirement planning is important because saving money for the long term is not enough, you have to…

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How to invest in your 401(k)

Investing can be overwhelming if you aren’t a financial advisor or investment savvy.  Investing in your 401(k) can be a great way to jump-start your retirement plan and begin saving.  It can also be a very overwhelming experience when you have to choose which positions and what percentages to choose in each. Categorize your positions…

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Dollar Cost Averaging: Saving Monthly for Retirement

Have you ever heard the phrase, “half the battle is just showing up?” Saving systematically is kind of like that. You’re also probably already doing it too in your 401(k), IRA or other retirement plans. In the financial planning world we call this simple, yet effective strategy, dollar cost averaging. Dollar Cost Averaging Dollar Cost…

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